This time round, it is BADDDDDDDDDDDDDDDDDD.
The entire world has literally come to a halt for some countries. For mine, right now we are still under restriction, so work has literally stopped for many people. I am very thankful that I didn't get a bigger house, otherwise I will have a 25-year loan to pay. No thank you, I really don't foresee that as I think it will not be up to me to say good bye to corporate world on my own terms, but rather the world will simply have fewer jobs than before. So I might be forced into early retirement.
Everyday the only thing that I am grateful for is 1) no house loan 2) my renovation is 90% paid 3) no utilities bills to pay till April 2021 (if I am careful in my usage and I wouldn't even be able to move in for at least another 2 months - that is another 2 months' worth of utilities' bills roll-over).
But this cannot continue forever. I still need to pay for insurance, build my retirement nest and my savings. So I really really hope the economy will spring back to life in Q3 so that at least we will be able to survive to see 2021.